Access multiple validation networks through one connection, instead of building scheme-by-scheme.
Stay aligned with FATF16 and changing scheme requirements without reworking your infrastructure.
Adapt validation flows, roles, and controls to your processes across different payment use cases.
Centralise monitoring, reporting, and scheme management in one place instead of across systems.
Deploy on-prem or in the cloud, aligned with your security policies and data handling requirements.
iPiD Node is a flexible software node that helps financial institutions participate in global validation schemes. It enables organizations to request, respond to, and orchestrate payee or account validation checks across different schemes through a configurable, secure setup.
It is designed for institutions that need more than a standard validation API, including scheme connectivity, workflow control, reporting, and compliance support.
iPiD Validate helps organizations verify payee or account details before initiating a payment. It provides access to iPiD's global validation network, enabling checks before money moves. See use cases for banks and financial institutions.
iPiD Node is designed for organizations that need to participate in validation schemes, such as UK's Confirmation of Payee (CoP), EU's Verification of Payee (VoP), France's Fichier National des Comptes bancaires signalés pour Risque de Fraude (FNC-RF), and other local schemes governed by specific rulebooks. It supports the scheme-specific workflows, roles, controls, and operational requirements needed to request or respond to validation checks.
In simple terms: Validate helps you check payees before payment. Node helps you connect to and operate within validation schemes. Explore other Validate use cases.
iPiD Node is designed for banks, PSPs, payment networks, and financial institutions that need to participate in payee verification or account validation schemes.
It is especially relevant for organizations that need to serve requestor and responder roles, comply with local scheme requirements, manage validation workflows, or adapt validation processes to their internal controls. Explore other use cases.
iPiD Node can be configured to support multiple validation schemes, including Confirmation of Payee (UK CoP), Verification of Payee (EU VoP), FNC-RF (France), and other local or market-specific account validation schemes.
Because scheme requirements vary by market, Node is designed to adapt to different rules, formats, and operating models. It helps simplify complexity by mapping these differences into a consistent data model, so organizations can support new schemes without rebuilding their infrastructure each time.
Read our guide to FNC-RF compliance under France's Labaronne Law.
FATF16 reflects a broader shift toward stronger transparency, fraud prevention, and payee verification in payments. iPiD Node helps organizations respond to this shift by enabling configurable validation workflows, scheme connectivity, and operational controls. See our FATF16 compliance guide.
Node can support institutions as they align with evolving requirements around payee verification, misdirected payment prevention, and compliance monitoring. Explore fraud-related resources.
Yes. iPiD Node can support both requestor and responder use cases, depending on the scheme and organization's role.
As a requestor, an institution can initiate validation checks before a payment is sent. As a responder, an institution can receive and respond to validation requests from other participants. Node can be configured to support one or both roles based on business, regulatory, and operational needs.
Learn more about payment agent payee verification.
Yes. iPiD Node can be configured to fit an organization's validation flows, roles, controls, and internal processes across different payment use cases.
This flexibility helps institutions align validation with their own operating model, whether they need to support inbound checks, outbound checks, internal payment controls, market-specific rules, or scheme-specific workflows.
See solutions overview.
iPiD Node supports flexible integration and deployment options based on an organization's technical and security requirements.
Node can be deployed as a self-hosted solution or managed by iPiD, depending on the organization's preferred operating model. Request a demo to discuss deployment options.
iPiD Node is designed to align with enterprise security and data handling requirements. Organizations can choose deployment and configuration options that fit their internal policies, including on-premise or cloud-based setups. Review our privacy policy.
Depending on the configuration, Node can also support operating models that avoid storing sensitive data with iPiD, helping organizations maintain greater control over data handling. Read our whitepapers for more on security and compliance.
Yes. iPiD Node can support bulk validation processing, reporting, and operational monitoring to help organizations manage validation activity at scale. See global validation network.
Through centralized tools and reporting capabilities, teams can monitor validation flows, track activity, and manage operational requirements across schemes and use cases. This helps reduce manual effort while improving visibility and control. Explore more solutions and case studies.
