Access multiple validation networks through one connection, instead of building scheme-by-scheme.
Stay aligned with FATF16 and changing scheme requirements without reworking your infrastructure.
Adapt validation flows, roles, and controls to your processes across different payment use cases.
Centralise monitoring, reporting, and scheme management in one place instead of across systems.
Deploy on-prem or in the cloud, aligned with your security policies and data handling requirements.
iPiD provides global payee verification solutions that help financial institutions, PSPs, and corporations ensure seamless, secure, and compliant transactions. Our offerings include iPiD Validate, iPiD Node for Verification of Payee (VoP) and Confirmation of Payee (CoP).
iPiD prevents fraud and misdirected payments by verifying payee details in real-time before a transaction is initiated. This minimises authorised push payment (APP) fraud and compliance risks.
Yes. iPiD’s solutions integrate seamlessly with existing payment systems, APIs, and bank infrastructures without requiring major technical overhauls.
iPiD follows best-in-class security practices across all products, meeting stringent global data protection standards. No personally identifiable information (PII) is stored within our services, and all data is encrypted in transit and at rest.
Our APIs support secure features such as WAF, IP whitelisting, TLS 1.2, key rotation, payload encryption (OpenPGP or RSA 4096), and rate limiting. We also support mTLS and OAuth2 for strong authentication and secure access.
iPiD leverages a proprietary name-matching algorithm that blends traditional techniques (distance, similarity, and phonetic scoring) with modern AI. Developed in collaboration with Microsoft Open AI, the solution enhances accuracy using machine learning and contextual data—such as local naming conventions, nicknames, and gender differences—across multiple languages and cultures.
iPiD is an official Microsoft partner, working closely with their Azure team to co-develop solutions using Microsoft technologies. We are also listed on the Microsoft Azure Marketplace with our iPiD Node product.
iPiD Global Validate can return a Know Your Payee (KYP) response in over 25 countries, focusing on high-volume remittance corridors. Our network spans 6,500+ financial institutions and over 4.5 billion bank accounts—covering approximately 85% of the banked population worldwide.
iPiD services are designed for scale and stability. We auto-scale based on transaction volumes, supporting up to 1,000 transactions per second per client. With automatic retries and backup systems in place, we ensure high reliability and reachability. iPiD also offers a 99.99% service availability SLA, delivering confidence with every transaction.
iPiD delivers near real-time payee verification across global markets. Our infrastructure is designed to meet and exceed industry SLA requirements, ensuring a seamless experience for both users and financial institutions.
iPiD is ideal for banks, payment service providers (PSPs), fintechs, e-commerce businesses, and corporations that require secure and/or compliant payment verification.
