The iPiD Payment Agent helps financial institutions turn payment intent from invoices, messages, or screenshots into secure, verified payment workflows. It combines automated payee verification, Know Your Payee (KYP) intelligence, user approvals, and institutional safeguards to support safer payment execution across domestic and cross-border flows.
Conversational payments
Turn invoices, messages, or screenshots into structured payment instructions with verification prompts built into the flow.
Adaptive infrastructure
Coordinate payee verification, routing, risk signals, and safeguards across modern payment workflows.
How it works
1. Capture
Capture payment intent from invoices, emails, screenshots, or messages, converting unstructured details into payment-ready data for verification and approval.
2. Verify
Run real-time bank account validation, enrich recipient details, and flag mismatches for correction or user confirmation before payment creation.
3. Execute
Optimize routing, FX, and risk checks before execution, helping payments align with internal policies, AML controls, consent requirements, and cross-border payment compliance needs.
The measurable impact of intelligence
Less manual entry
Eliminate the primary source of human error in treasury.
Zero guesswork
Know the destination and fees before you hit send.
Reduced fraud
Automated confirmation of payee across 50+ countries.
Superior experience
Frictionless journeys that feel like magic for end-users.
Powering next-generation payments, your way
Agent-to-agent payments
Enable payment agents to securely exchange verification, recipient, and risk data before execution, supporting stronger misdirected payment prevention across institutions.
White-label payment agent
Launch your own branded payment agent experience, with iPiD powering payee verification, enrichment, API payee checks, and fraud prevention logic behind the scenes.
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