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Match bank account ownership with platform identity before execution. Stop fraud at the bridge between TradFi and DeFi.
Meet FATF, HKMA, and JFSA mandates instantly. Use name-match technology to streamline VASP identity requirements.
Prevent "stuck" funds in the cross-border stablecoin sandwich by catching mismatched details before off-ramping.
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"By adopting iPiD, we show Triple-A's commitment to bring the same level of verification and compliance for fiat payments and digital currencies, ensuring that merchants, consumers, and financial institutions transact with confidence."
iPiD specializes in the critical "fiat bridge." We verify the owner of the bank account connected to the crypto transaction to ensure the verified entity you expect is the one sending or receiving fiat.
The Travel Rule (FATF Recommendation 16) requires VASPs and CASPs to verify beneficiary information for transfers. iPiD confirms the identity of the ultimate beneficiary at the bank level before the transfer occurs, reducing the risk of non-compliant "dead-end" transfers.
No. iPiD is an overlay service. You connect via a single API, and we route the verification request to the relevant global financial institutions dynamically, regardless of your settlement banks.
Yes. By flagging "Weak Matches" or mismatches between a user's registered name and the bank account holder's name, you can warn users or block transactions where they may be coerced into sending funds to a mule account.
The US GENIUS Act, MiCA, HKMA, MAS, and JFSA stablecoin regimes mandate robust AML/KYC and reserve transparency. iPiD provides the verified identity data required to meet these stringent "Travel Rule" and "Know Your Counterparty" standards for every fiat-to-stablecoin hop.
Our API returns a nuanced "Orange State" response. This allows your platform to automate logic like prompting a user for a middle name or triggering a manual compliance review rather than simply failing a legitimate transaction.
In a "stablecoin sandwich" (Fiat ↔ Stablecoin ↔ Fiat), identity gaps often occur at the final fiat leg. iPiD ensures the ultimate beneficiary’s bank details match the intended recipient, preventing bad actors from using the stablecoin leg to obscure the ultimate destination of funds.
