One integration.
Global verification.

Know Your Payee (KYP) every time, everywhere by verifying accounts globally through a single connection. Stay compliant, eliminate payment errors and reduce fraud with iPiD.
Overseas transfer UI screen with iPiD-powered status icons in account information input fields
iPiD-powered warning state of an account information input field, suggesting the name entered does not match the account holder
iPiD-powered error state of an account information input field, with an interactive prompt for users to rectify any mistakes

Comply
globally

Ensure your financial institution and corporation is always one step ahead of regulatory requirements. iPiD empowers businesses to align with critical compliance frameworks, including EU Verification of Payee (VoP), UK Confirmation of Payee (CoP), and international standards.

Navigate evolving regulatory landscapes confidently, protect your reputation, and build trust with every transaction.

Reduce
fraud

Protect payments from unauthorised transfers. Our verification solutions prevent misdirected funds and help financial institutions combat rising scams—projected to exceed $7.6 billion by 2028.

Lower
costs

Avoid costly delays, rejections, and failed payments caused by incorrect account details. Real-time validation ensures that every payment reaches the right recipient, the first time.

Diagram showing end users connecting to Payment Service Providers (PSPs) connecting to iPiD API which enables the former to connect to EU, UK and Global via a single connection

Single solution,
global reach

Our single API streamlines the entire Know Your Payee (KYP) process, providing standardised validation for global banks and Payment Service Providers (PSPs).

Payment rail agnostic for seamless integration
Decentralised model prioritising financial or industry security data models
No data storage policy ensures compliance with industry standards
Simplifying and/or standardising connections to different markets

Trust
every transfer

Reliable, secure, and compliant transactions
every time.

Comply globally

Meet regulatory requirements seamlessly with real-time payee verification, ensuring transactions align with EU, UK, and international compliance frameworks.

Reduce fraud

Protect payments from unauthorised transfers. Our verification solutions prevent misdirected funds and help financial institutions combat rising scams—projected to exceed $7.6 billion by 2028. (add source)

Lower costs

Avoid costly delays, rejections, and failed payments caused by incorrect account details. Real-time validation ensures that every payment reaches the right recipient, the first time.

Comply to regulatory standards

Comply today to any regulatory obligation with dedicated services for:

Know your payee
every time and everywhere

Without payee verification

Blind transfers, risky outcomes

Without pre-payment validation, errors in recipient details can result in failed transactions, delays, or even money sent to the wrong person. Avoid uncertainty—validate before paying.
Powered by iPiD

Stop errors

A weak or no-match on recipient details suggests that the payment might not reach the intended recipient.
Powered by iPiD

Check for peace of mind

A close or near match on recipient details means you're almost there, but minor errors could still exist.
Powered by iPiD

Pay with confidence

A strong match confirms that your payment is going exactly where it’s supposed to. With real-time validation, you can send money securely, knowing it will reach the right recipient.

Trusted by
leading brands

Enhancing Careem Pay with Seamless Payee Verification

Careem Pay simplifies payments across the Careem ecosystem, offering seamless, secure, and convenient financial transactions in the Middle East, North Africa, and Pakistan (MENAP).

With iPiD’s innovative Know Your Payee (KYP) solution, Careem Pay now ensures that every money transfer is sent to the correct recipient, reducing fraud and payment failures.

700K+
Customers
70+
cities

Powering every transfer with trust, local and international

A user holding a phone with Careem Pay app opened

iPiD Validate API

Enables real-time payee verification, minimising fraud and ensuring transaction accuracy.

Careem Pay ‘Breeze’ feature

A friction-less user experience powered by iPiD’s integration, delivering trust and security for every transfer.

Results

Careem Pay users now enjoy a more secure, reliable, and compliant payment experience, with fewer failed transactions and greater confidence in every transfer.

What our customers say

Enhancing the Careem Pay experience

"We’re thrilled to partner with iPiD to provide our customers with an added layer of security and simplicity when making international transfers. Customers need to be reassured that they’re sending money to the right person, and the new “Breeze” feature, powered by iPiD will give them that reassurance."

Mo El Saadi

VP
at
Careem Pay

Defending clients against economic crime

“This partnership truly meets our objective of protecting our customers against bank fraud wherever they are. iPiD has a large portfolio of customers, the majority of whom operate in Asia, Africa and North America, geographies that are particularly relevant to SisID.”

Laurent Sarrat

Co-founder & CEO
at
SisID

Bolstering digital integrity and trust

"Our partnership with iPiD enables us to maintain our technological lead in the market by implementing cutting-edge payment validation technologies. This aligns perfectly with our mission to deliver unparalleled security for our clients without compromising the customer experience."

Julien Molez

COO
at
iBanFirst

FAQs

How can I become a "Know Your Payee" responder?

Our comprehensive solutions are designed to meet the diverse needs of banks and payment providers globally.

What is "Know Your Payee"?

Our comprehensive solutions are designed to meet the diverse needs of banks and payment providers globally.

Where can I use "Know Your Payee"?

Our single API manages the entire Know Your Payee (KYP) process, ensuring a standardised validation outcome. This approach is particularly beneficial for global banks and payment providers, offering a payment rail agnostic and decentralised model that prioritises simplicity and security. Plus, our no data-storage policy ensures your data remains secure and compliant with industry standards.

Why is "Know Your Payee" important to me?

Our single API manages the entire Know Your Payee (KYP) process, ensuring a standardised validation outcome. This approach is particularly beneficial for global banks and payment providers, offering a payment rail agnostic and decentralised model that prioritises simplicity and security. Plus, our no data-storage policy ensures your data remains secure and compliant with industry standards.